When buying real estate in Croatia, the public notary plays an important role in ensuring legal security. While often seen as a formality, the notary’s involvement is essential for a valid and safe property transaction. This article explains when a notary is required, what is certified, how solemnization works, and what costs to expect.
Who is a public notary and what is their role
A public notary in Croatia is an independent public official authorized to certify documents and ensure their legality and authenticity.
In real estate transactions, notaries are typically involved in:
- signature certification
- contract solemnization
- drafting or confirming legal documents
- submitting ownership registration requests
Signature certification - when is it required
Signature certification confirms the identity of the person signing the document and that the signature was given personally before the notary.
In property sale contracts:
- the seller must have their signature certified
- the buyer usually does not need certification
Without the seller’s certified signature, ownership cannot be registered in the land registry.
Is a notary required when buying property
In practice, yes. Without certification or solemnization, registration of ownership is not possible.
The most common options are:
- a sales contract with the seller’s certified signature
- a sales contract solemnized by a public notary
What is solemnization
Solemnization is a procedure in which the notary confirms a private contract and gives it the legal effect of a notarial deed.
Unlike simple signature certification, solemnization also covers the content of the contract.
What happens during solemnization
During solemnization, the notary:
- verifies the identity and legal capacity of both parties
- checks that the contract complies with Croatian law
- explains key clauses to both parties
- informs them of their rights and obligations
- ensures both parties understand the legal consequences
If the notary believes that a party does not understand the contract or that the contract is unlawful, solemnization must be refused.
Solemnization and mortgage loans
When purchasing property with a mortgage loan, banks almost always require solemnization. This provides higher legal security and stronger evidentiary value.
Solemnization is commonly applied to:
- sales contracts
- loan agreements
- mortgage agreements
Difference between signature certification and solemnization
- signature certification confirms identity only
- solemnization confirms the content and legal understanding
A solemnized contract has stronger legal force and is more difficult to challenge.
Notary fees
Fees are regulated by tariff and usually include:
- signature certification from 5 to 15 EUR per signature
- solemnization ranging from several hundred EUR depending on property value
Exact fees depend on the contract value and type.
Land registry registration
A public notary can submit the ownership registration request electronically to the land registry court, often speeding up the process.
Public notaries play a crucial role in real estate transactions in Croatia. Understanding the difference between signature certification and solemnization helps buyers make informed decisions and ensures legal security, especially in credit based or more complex purchases.
